Terms & Conditions
Effective Date: September 8, 2025
1. Introduction
Welcome to Good Life Lending (“we,” “us,” or “our”). By accessing or using our website at [goodlife-lending.com] (“Site”), you agree to be bound by these Terms & Conditions (“Terms”). We offer financing solutions—especially designed for fix-and-flip real estate investors—with quick decisions, simple paperwork, and no credit checks.
2. Eligibility
Use of the Site is restricted to individuals or business entities that are legally capable of entering into contracts. You affirm that you are at least 18 years old (or the applicable age in your jurisdiction) and meet any other eligibility criteria we may set.
3. Use of the Site
You agree to use the Site for lawful purposes only and not for any fraudulent, malicious, or infringing activities.
You promise not to interrupt or tamper with the Site’s operations or bypass its security systems.
You’re responsible for maintaining the security of your login credentials (if any) and notifying us of any unauthorized use.
4. Loan Applications & Financing Terms
Loan decisions and terms (such as interest rates, repayment schedule, fees) are determined case-by-case and at our sole discretion.
While we strive to keep things fast and simple with minimal bureaucracy, all final loan agreements must be signed and are legally binding.
For transparency and fairness, our financing complies with applicable consumer protection laws like the Truth in Lending Act (TILA), which mandates clear disclosure of credit terms, APR, and borrower rights—including, where applicable, the right to rescind certain loans within three business days.
We do not engage in predatory lending practices. Fees and pricing are justified by risk-based evaluation, and we do not mislead or exploit borrowers.
5. Disclosures & Reserve Rights
We retain the right to change loan application protocols, documentation requirements, underwriting criteria, or interest rates at our discretion. Check back—just like you’d inspect a job site—before applying.
You shall receive any required disclosures at or before the time of application or loan consummation.
6. Intellectual Property
All content on the Site—text, graphics, logos, images, software—is owned by or licensed to Good Life Lending and protected under U.S. and international intellectual property laws.
You may not reproduce, distribute, or create derivative works without our express permission.
7. Limitation of Liability
Our Site and services are provided “as is.” We disclaim all warranties—whether express or implied—related to functionality, accuracy, or uptime. If your site times out, you'll still have to come back (no warranties there either).
To the fullest extent permitted by law, in no event will we be liable for any direct, indirect, incidental, punitive, or consequential damages arising out of or in connection with your use of the Site or your borrowing decisions.
8. Indemnification
You agree to indemnify, defend, and hold harmless Good Life Lending and its affiliates, officers, and employees from any claims, damages, liabilities, or expenses (including legal costs) arising from your violation of these Terms or your misuse of the Site.
9. Modifications
We may revise or update these Terms at any time, and such changes are effective immediately upon posting. Continued use of the Site after changes constitutes your acceptance—so check in now and then, right alongside your tool belt.
10. Governing Law & Jurisdiction
These Terms are governed by Nebraska law, without respect to conflict of laws principles. Any legal disputes will be resolved in the state or federal courts located in Nebraska—preferably in Lincoln, where craftsmanship and lending align.
11. Miscellaneous
Severability: If a provision is deemed invalid, the remaining provisions remain in full force.
Waiver: No waiver of any breach of these Terms shall be deemed a waiver of any subsequent breach.
Assignment: You may not transfer your rights under these Terms without our written consent. We may freely assign or transfer these Terms or our rights hereunder.